People's Bank of China
Loan Prime Rate (1 year), 3.00% since 20 May 2025.
as of 2026-09-08 · BIS daily levels · 49 decisions since 1996
China·CNY·all central banks2026-09-08 · 3.00%
Every decision
Newest first; a shaded row marks a change of instrument.
| Date | Level | Change | Instrument |
|---|---|---|---|
| 2025-05-20 | 3.00% | −0.10% | Loan Prime Rate (1 year) |
| 2024-10-21 | 3.10% | −0.25% | Loan Prime Rate (1 year) |
| 2024-07-22 | 3.35% | −0.10% | Loan Prime Rate (1 year) |
| 2023-08-20 | 3.45% | −0.10% | Loan Prime Rate (1 year) |
| 2023-06-20 | 3.55% | −0.10% | Loan Prime Rate (1 year) |
| 2022-08-20 | 3.65% | −0.05% | Loan Prime Rate (1 year) |
| 2022-01-20 | 3.70% | −0.10% | Loan Prime Rate (1 year) |
| 2021-12-20 | 3.80% | −0.05% | Loan Prime Rate (1 year) |
| 2020-04-20 | 3.85% | −0.20% | Loan Prime Rate (1 year) |
| 2020-02-20 | 4.05% | −0.10% | Loan Prime Rate (1 year) |
| 2019-11-20 | 4.15% | −0.05% | Loan Prime Rate (1 year) |
| 2019-09-20 | 4.20% | −0.05% | Loan Prime Rate (1 year) |
| 2019-08-20 | 4.25% | — | Loan Prime Rate (1 year) |
| 2019-08-20: Instrument switched from Official lending rate (1 year) to Loan Prime Rate (1 year), per BIS's own era text. | |||
| 2015-10-24 | 4.35% | −0.25% | Official lending rate (1 year) |
| 2015-08-26 | 4.60% | −0.25% | Official lending rate (1 year) |
| 2015-06-28 | 4.85% | −0.25% | Official lending rate (1 year) |
| 2015-05-11 | 5.10% | −0.25% | Official lending rate (1 year) |
| 2015-03-01 | 5.35% | −0.25% | Official lending rate (1 year) |
| 2014-11-22 | 5.60% | −0.40% | Official lending rate (1 year) |
| 2012-07-06 | 6.00% | −0.31% | Official lending rate (1 year) |
| 2012-06-08 | 6.31% | −0.25% | Official lending rate (1 year) |
| 2011-07-07 | 6.56% | +0.25% | Official lending rate (1 year) |
| 2011-04-06 | 6.31% | +0.25% | Official lending rate (1 year) |
| 2011-02-09 | 6.06% | +0.25% | Official lending rate (1 year) |
| 2010-12-26 | 5.81% | +0.25% | Official lending rate (1 year) |
| 2010-10-20 | 5.56% | +0.25% | Official lending rate (1 year) |
| 2008-12-23 | 5.31% | −0.27% | Official lending rate (1 year) |
| 2008-11-27 | 5.58% | −1.08% | Official lending rate (1 year) |
| 2008-10-30 | 6.66% | −0.27% | Official lending rate (1 year) |
| 2008-10-09 | 6.93% | −0.27% | Official lending rate (1 year) |
| 2008-09-16 | 7.20% | −0.27% | Official lending rate (1 year) |
| 2007-12-21 | 7.47% | +0.18% | Official lending rate (1 year) |
| 2007-09-15 | 7.29% | +0.27% | Official lending rate (1 year) |
| 2007-08-22 | 7.02% | +0.18% | Official lending rate (1 year) |
| 2007-07-21 | 6.84% | +0.27% | Official lending rate (1 year) |
| 2007-05-19 | 6.57% | +0.18% | Official lending rate (1 year) |
| 2007-03-18 | 6.39% | +0.27% | Official lending rate (1 year) |
| 2006-08-19 | 6.12% | +0.27% | Official lending rate (1 year) |
| 2006-04-28 | 5.85% | +0.27% | Official lending rate (1 year) |
| 2004-10-29 | 5.58% | +0.27% | Official lending rate (1 year) |
| 2002-02-21 | 5.31% | −0.54% | Official lending rate (1 year) |
| 1999-06-10 | 5.85% | −0.54% | Official lending rate (1 year) |
| 1998-12-07 | 6.39% | −0.54% | Official lending rate (1 year) |
| 1998-07-01 | 6.93% | −0.99% | Official lending rate (1 year) |
| 1998-03-25 | 7.92% | −0.72% | Official lending rate (1 year) |
| 1997-10-23 | 8.64% | −1.44% | Official lending rate (1 year) |
| 1996-08-23 | 10.08% | −0.90% | Official lending rate (1 year) |
| 1996-05-01 | 10.98% | −1.08% | Official lending rate (1 year) |
| 1996-01-01 | 12.06% | — | Official lending rate (1 year) |
2025-05-203.00%
Loan Prime Rate (1 year)−0.10%
2024-10-213.10%
Loan Prime Rate (1 year)−0.25%
2024-07-223.35%
Loan Prime Rate (1 year)−0.10%
2023-08-203.45%
Loan Prime Rate (1 year)−0.10%
2023-06-203.55%
Loan Prime Rate (1 year)−0.10%
2022-08-203.65%
Loan Prime Rate (1 year)−0.05%
2022-01-203.70%
Loan Prime Rate (1 year)−0.10%
2021-12-203.80%
Loan Prime Rate (1 year)−0.05%
2020-04-203.85%
Loan Prime Rate (1 year)−0.20%
2020-02-204.05%
Loan Prime Rate (1 year)−0.10%
2019-11-204.15%
Loan Prime Rate (1 year)−0.05%
2019-09-204.20%
Loan Prime Rate (1 year)−0.05%
Show all 50 decisions
2019-08-204.25%
Loan Prime Rate (1 year)—
2019-08-20: Instrument switched from Official lending rate (1 year) to Loan Prime Rate (1 year), per BIS's own era text.
2015-10-244.35%
Official lending rate (1 year)−0.25%
2015-08-264.60%
Official lending rate (1 year)−0.25%
2015-06-284.85%
Official lending rate (1 year)−0.25%
2015-05-115.10%
Official lending rate (1 year)−0.25%
2015-03-015.35%
Official lending rate (1 year)−0.25%
2014-11-225.60%
Official lending rate (1 year)−0.40%
2012-07-066.00%
Official lending rate (1 year)−0.31%
2012-06-086.31%
Official lending rate (1 year)−0.25%
2011-07-076.56%
Official lending rate (1 year)+0.25%
2011-04-066.31%
Official lending rate (1 year)+0.25%
2011-02-096.06%
Official lending rate (1 year)+0.25%
2010-12-265.81%
Official lending rate (1 year)+0.25%
2010-10-205.56%
Official lending rate (1 year)+0.25%
2008-12-235.31%
Official lending rate (1 year)−0.27%
2008-11-275.58%
Official lending rate (1 year)−1.08%
2008-10-306.66%
Official lending rate (1 year)−0.27%
2008-10-096.93%
Official lending rate (1 year)−0.27%
2008-09-167.20%
Official lending rate (1 year)−0.27%
2007-12-217.47%
Official lending rate (1 year)+0.18%
2007-09-157.29%
Official lending rate (1 year)+0.27%
2007-08-227.02%
Official lending rate (1 year)+0.18%
2007-07-216.84%
Official lending rate (1 year)+0.27%
2007-05-196.57%
Official lending rate (1 year)+0.18%
2007-03-186.39%
Official lending rate (1 year)+0.27%
2006-08-196.12%
Official lending rate (1 year)+0.27%
2006-04-285.85%
Official lending rate (1 year)+0.27%
2004-10-295.58%
Official lending rate (1 year)+0.27%
2002-02-215.31%
Official lending rate (1 year)−0.54%
1999-06-105.85%
Official lending rate (1 year)−0.54%
1998-12-076.39%
Official lending rate (1 year)−0.54%
1998-07-016.93%
Official lending rate (1 year)−0.99%
1998-03-257.92%
Official lending rate (1 year)−0.72%
1997-10-238.64%
Official lending rate (1 year)−1.44%
1996-08-2310.08%
Official lending rate (1 year)−0.90%
1996-05-0110.98%
Official lending rate (1 year)−1.08%
1996-01-0112.06%
Official lending rate (1 year)—
Where these numbers come from
Derived entirely from BIS daily policy-rate levels (WS_CBPOL); every day the level differs from the prior day is a change day. Instrument eras parsed from the BIS COMPILATION field (2 era(s)).