St. Cloud, MN
House prices for this FHFA metro area, real and nominal, since the series begins.
FHFA all-transactions · 1987 Q4 to 2026 Q2 · real terms in 2024 dollars · built 2026-10-31
The index
Real and nominal, first quarter of the series = 100; the shaded band is 2007 to 2012.
How this is measured
Real terms deflate each quarter by that year's US CPI, stated in 2024 dollars; the CPI runs to 2024, so later quarters sit at 2024 prices until the next print. All-transactions includes refinance appraisals as well as sales; FHFA publishes purchase-only for the 100 largest metro areas only, and this is not one of them.
One year
One year real +3.2%
nominal +3.2%
Five years
Five years real +17.4%
nominal +35.9%
Ten years
Ten years real +38.4%
nominal +80.9%
Twenty-five years
Twenty-five years real +35.9%
nominal +140.8%
Since 2000
Since 2000 real +47.8%
nominal +169.2%
2007 to 2012
crash, real −26.7%
2007Q2 to 2012Q2
Year by year
Fourth quarter of each year, nominal and real, newest first.
| Quarter | Nominal | Real (2024 $) | Real, year on year |
|---|---|---|---|
| 2026 Q2 | 356.5 | 356.5 | real year on year +2.8% |
| 2025 Q4 | 346.9 | 346.9 | real year on year +1.2% |
| 2024 Q4 | 342.8 | 342.8 | real year on year +3.0% |
| 2023 Q4 | 323.3 | 332.8 | real year on year +3.0% |
| 2022 Q4 | 301.3 | 323.0 | real year on year −2.1% |
| 2021 Q4 | 284.9 | 329.8 | real year on year +11.6% |
| 2020 Q4 | 243.9 | 295.6 | real year on year +4.4% |
| 2019 Q4 | 230.8 | 283.1 | real year on year +2.9% |
| 2018 Q4 | 220.3 | 275.3 | real year on year +0.8% |
| 2017 Q4 | 213.5 | 273.2 | real year on year +4.1% |
| 2016 Q4 | 200.7 | 262.3 | real year on year +3.4% |
| 2015 Q4 | 191.6 | 253.6 | real year on year +2.5% |
| 2014 Q4 | 186.7 | 247.4 | real year on year +2.0% |
| 2013 Q4 | 180.1 | 242.6 | real year on year −0.5% |
| 2012 Q4 | 178.3 | 243.7 | real year on year −3.6% |
| 2011 Q4 | 181.2 | 252.7 | real year on year −6.4% |
| 2010 Q4 | 187.6 | 269.9 | real year on year −1.6% |
| 2009 Q4 | 187.6 | 274.3 | real year on year −5.7% |
| 2008 Q4 | 199.7 | 290.9 | real year on year −7.1% |
| 2007 Q4 | 206.9 | 313.0 | real year on year −5.5% |
| 2006 Q4 | 212.9 | 331.3 | real year on year −2.0% |
| 2005 Q4 | 210.5 | 338.1 | real year on year +4.6% |
| 2004 Q4 | 194.7 | 323.3 | real year on year +4.4% |
| 2003 Q4 | 181.7 | 309.8 | real year on year +6.5% |
| 2002 Q4 | 166.8 | 290.9 | real year on year +6.4% |
| 2001 Q4 | 154.3 | 273.3 | real year on year +5.0% |
| 2000 Q4 | 142.9 | 260.3 | real year on year +6.6% |
| 1999 Q4 | 129.6 | 244.1 | real year on year +3.6% |
| 1998 Q4 | 122.4 | 235.5 | real year on year +2.3% |
| 1997 Q4 | 117.8 | 230.1 | real year on year +3.9% |
| 1996 Q4 | 110.7 | 221.4 | real year on year +2.3% |
| 1995 Q4 | 105.2 | 216.5 | real year on year +1.9% |
| 1994 Q4 | 100.4 | 212.5 | real year on year +1.5% |
| 1993 Q4 | 96.4 | 209.4 | real year on year +1.8% |
| 1992 Q4 | 92.0 | 205.7 | real year on year +0.4% |
| 1991 Q4 | 88.9 | 204.8 | real year on year −0.6% |
| 1990 Q4 | 85.8 | 206.0 | real year on year −1.3% |
| 1989 Q4 | 82.4 | 208.6 | real year on year +1.0% |
| 1988 Q4 | 77.8 | 206.5 | real year on year −4.6% |
| 1987 Q4 | 78.4 | 216.4 | — |
2026 Q2356 · real 356real year on year +2.8%
2025 Q4347 · real 347real year on year +1.2%
2024 Q4343 · real 343real year on year +3.0%
2023 Q4323 · real 333real year on year +3.0%
2022 Q4301 · real 323real year on year −2.1%
2021 Q4285 · real 330real year on year +11.6%
2020 Q4244 · real 296real year on year +4.4%
2019 Q4231 · real 283real year on year +2.9%
2018 Q4220 · real 275real year on year +0.8%
2017 Q4213 · real 273real year on year +4.1%
2016 Q4201 · real 262real year on year +3.4%
2015 Q4192 · real 254real year on year +2.5%
Source
FHFA House Price Index, all-transactions, quarterly, not seasonally adjusted, CBSA 41060. Real terms by the World Bank's US consumer price index, annual.